How to SAVE money over Christmas: Top tips to pinch back the pennies
CHRISTMAS can be an expensive time but these clever money saving tips can reduce the financial burden.
If you are clever with your finances the festive period does not have have to break the bank
If you are clever with your finances the festive period does not have have to break the bank.
Reduce the financial burden by following these tips:
Budget
Look carefully at what you have to spend and then plan. Planning is the key to not going over budget. Set a maximum spend per person and stick to it. Your bank balance will thank you.
Use apps
Apps like Groupon and Wowcher provide great deals on presents - and they will send you updates on deals in your interests, making deal spotting very easy.
Use comparison sites
Not just for insurance, comparison websites can also help you compare prices on products. Pricerunner.co.uk is one example of this kind of site.
It will show you the lowest available price for products, including delivery prices.
Watch out for sneaking extra costs
Delivery prices, shipping and VAT can hike up prices so make sure you take these into account in your budget.
Also make sure that you check returns policies to saving wasting money on unwanted presents.
Apps like Groupon and Wowcher provide great deals on presents
Look to social media for savings
Twitter can be a hive of knowledge when it comes to deals. Some big retailers will tweet about special deals in their stores.
Then there are Twitter users such as @moneymagpie, which offer money saving advice and notices about sales.
Agree a price limit on presents
Buying presents can be stressful when you don’t know what is appropriate. Settle on a price cap for all members of your family to help alleviate the stress and help you plan.
This way the whole family can keep costs down.
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Not just for insurance, comparison websites can also help you compare prices on products
Consider shopping elsewhere
This tip works especially well for food.
You might be devoted to the pricey supermarkets - but if you need to keep the prices down consider a switch.
Look at supermarkets like Aldi or Lidl to find better deals for your money.
Save on drinks
Voracious drinking drains the cupboards and the pockets at this time of year.
Check Quaffers' Offers (quaffersoffers.co.uk)for deals.