How to save money in the run-up to Christmas: THIS trick will make you cash savvy
SAVING money during the Christmas period can be tough with presents to buy for the whole family, but there are a number of ways you can cut back on costs so you can enjoy the festive season stress-free.
Save money in the run-up to Christmas by shopping with credit cards that offer cash back
Look for retailers on cash back websites
Check whether the retailer you are looking to buy from is listed on cash back. Sites such as Quidco or TopCashback can offer discounts of up to 50 per cent off.
Loyalty points
Use points you have been collecting all year on presents for people. Many loyalty card holders may also be entitled to a range of offers and freebies.
Write down how much you plan to spend on presents and food and this will make it easier to resist impulse spending on unnecessary items.
Make a budget and stick to it
Write down how much you plan to spend on presents and food and this will make it easier to resist impulse spending on unnecessary items.
Sell last year’s unused gifts online or save unwanted gifts for next year
Rather than letting a gift you received last year go to waste you can earn some cash by selling it online or giving it to so someone else who might make more use of it.
Shop with credit cards which offer cash back
Cards like American Express and Capital One give you money back for using their cards - just make sure you clear the balance at the end of each month!
Opt for makeshift gifts
They say it is the thought that counts, so save hundreds of pounds by making presents.
Save money by opting to do Secret Santa with family and friends
Secret Santa
Instead of buying gifts for everyone do Secret Santa. Get a group of people together, draw a person’s name out a hat and you can avoid the hefty costs of buying everyone you know a gift.
Price-check parcel delivery
The easiest delivery option may not be the cheapest, so shop around for the best rate. Discount courier services may have a cheaper offer.
Money Saving Expert Martin Lewis recently revealed how to get £150 free cash in time for Christmas.