Car insurance ALERT - Most accident prone cars and how they can increase premium costs
NEW car accident data has outlined a number of cars which are more likely to have an accident in the UK and how car crashes can increase the toll cost of insurance cover.
New data has revealed which cars are the most accident-prone in the UK.
Topping the list as the most accident-prone vehicle was the Toyota Prius which was involved in 11 crashes per every 10,000 Priuses on the road.
There were just over 71,000 registered Toyota Priuses in the UK at the end of 2016, and a total of 787 accidents involving the Japanese hybrid.
Proportionally, the Prius is involved in the highest number of crashes of any vehicle type in the UK, with 111 accidents per 10,000 Priuses.
Coming in second place was the Citroen Saxo with 106 accidents per 10,000 cars and then the BMW 330D with 102 in 10,000.
Despite none of the cars ranking in the top 5 most accident-prone vehicles, Vauxhalls owners found to have the highest accident rate of any other make.
Owners are having 62 accidents per 10,000 Vauxhalls which are higher than Daewoo, Seat, Mitsubishi, and Renault. There are around 3.6 million Vauxhall cars registered in Britain, among them the second most popular brand in the UK.
London drivers were found to be the most likely to have an accident. In 2016, for every 10,000 cars on the road in London, 101 had accidents.
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This is higher than any other region in the UK, with Yorkshire & the Humber the closest with 47 accidents per 10,000 cars.
The City of London is also the most prolific area for crashes in the UK, with 1,200 accidents for every 10,000 cars in the borough.
Despite younger drivers being perceived as the most dangerous on the roads, it was the 26-35 age bracket that was found to have the most accidents
Of all the accidents recorded in 2016, close to a quarter (23.94 per cent) involved drivers aged between 26 and 35.
Lee Griffin Founding member of GoCompare: “Cars with smaller engines (under 1000cc) generally fall into lower insurance groups, meaning lower premiums.
“Building up a good driving record and no claims discount in a smaller car means paying less if you do want to move on to bigger, faster cars later.
“Cars with larger engines will fall in to a higher insurance group, as they’re more powerful and therefore seen as riskier on the road.
“It’s also worth noting that even if you purchase a high group rated vehicle for very little money, it’s still deemed a high risk and potentially not as safe on the road due to its age, therefore carrying a higher premium.”
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Most accident prone cars by model
Toyota Prius - 111 in 10,000
Citroen Saxo - 106 in 10,000
BMW 330D - 102 in 10,000
BMW 530D - 85 in 10,000
Peugeot 106 - 84 in 10,000
Most accident prone cars by make
Vauxhall - 62 in 10,000
Daewoo - 60 in 10,000
Seat - 60 in 10,000
Mitsubishi - 56 in 10,000
Renault - 55 in 10,000