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Sebastian Murphy-Bates
Personal Finance Editor
Sebastian Murphy-Bates is Personal Finance Editor at Express.co.uk.
He previously worked as assistant editor at the Daily Star Online and as a reporter at the MailOnline. Prior to this he was a reporter on the Barking and Dagenham Post in East London. If you think you have a story, you can email him at:
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![hidden home buying cost warning thousands first year spend hidden home buying cost warning thousands first year spend](https://cdn.images.express.co.uk/img/dynamic/23/590x/1842176_1.jpg)
'Hidden' home-buying cost warning as buyers spend extra £2,000 in first year
![energy suppliers pay you full list demand flexibility service energy suppliers pay you full list demand flexibility service](https://cdn.images.express.co.uk/img/dynamic/23/590x/1841160_1.jpg)
These energy suppliers will pay you to use less electricity this evening - full list
![dwp labour mp cost of living payments extended dwp labour mp cost of living payments extended](https://cdn.images.express.co.uk/img/dynamic/23/590x/1841091_1.jpg)
DWP answers Labour MP on whether cost of living payments will be extended
![pip adp dla claimants heating bill help eligibility pip adp dla claimants heating bill help eligibility](https://cdn.images.express.co.uk/img/dynamic/23/590x/1820638_1.jpg)
PIP, ADP and DLA claimants to get £235 heating bill help - check your eligibility
![poll is andrew bailey fit to govern bank of england poll is andrew bailey fit to govern bank of england](https://cdn.images.express.co.uk/img/dynamic/22/590x/1814683_1.jpg)
POLL: Is Andrew Bailey the person to lead the Bank of England right now?
![poll bbc licence fee scrapped vote now poll bbc licence fee scrapped vote now](https://cdn.images.express.co.uk/img/dynamic/20/590x/1812372_1.jpg)
POLL: Should BBC licence fee be scrapped?
![ban e-scooters celebrate bicycle sebastian murphy-bates ban e-scooters celebrate bicycle sebastian murphy-bates](https://cdn.images.express.co.uk/img/dynamic/41/590x/1755804_1.jpg)
Ban these horrid e-scooters (and celebrate the humble bicycle) says SEB MURPHY-BATES
![stalker cctv met police officer essex stalker cctv met police officer essex](https://cdn.images.express.co.uk/img/dynamic/1/590x/1748727_1.jpg)
Stalker used to CCTV to track female victim while he was a serving Met Policeman
![terry hall thank you the specials comment terry hall thank you the specials comment](https://cdn.images.express.co.uk/img/dynamic/41/590x/1712215_1.jpg)
'Terry Hall, thank you for every single moment of magic The Specials brought to us'
![hosepipe bans uk firms wasting billions litres daily seb murphy-bates hosepipe bans uk firms wasting billions litres daily seb murphy-bates](https://cdn.images.express.co.uk/img/dynamic/41/590x/1654574_1.jpg)
Hosepipe bans rich when UK firms waste BILLIONS of litres daily, says SEB MURPHY-BATES
![nigel farage BBC licence fee nigel farage BBC licence fee](https://cdn.images.express.co.uk/img/dynamic/41/590x/1648440_1.jpg)
Nigel Farage is right BBC licence fee MUST be scrapped, says SEB MURPHY-BATES
![smart meters uk roll out energy edf smart meters uk roll out energy edf](https://cdn.images.express.co.uk/img/dynamic/1/590x/1644339_1.jpg)